We Take the Stress Out of Merchant Services
The best merchant services available in Orlando, FL. Expand your purchasing power today!
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Payment Simplified
Florida Merchant Services is the highest rated credit card processor in the Orlando, FL area. We have consulted thousands of businesses over the years and saved millions of unnecessary junk fees to small business owners. We offer clients single solution for end-to-end payments, data, and financial management. Meet the financial technology platform that will help you achieve your goals quickly.
WE OFFER NO CONTRACT
There is no penalty if you decide to close you account. Simply return the equipment.
NEXT DAY DEPOSITS
With deposits posted by 7 PM, money is available the next day.
FREE LOANER EQUIPMENT
Free standard equipment on loan for the duration of your service.
LOWEST RATE PROCESSING
We work hard to make sure you get the lowest rate possible for your business risk category.
Merchant Services Designed with Your Business in Mind
As a large provider in the credit card industry, we have successfully maintained a personal touch with each client. We eat at our merchant’s locations, we know their kids, we go to their kid’s graduations, we assist with their personal issues.
We are more than just a merchant service provider; we consider ourselves friends and family. Our team and our agents can provide support in not only English but also Spanish and Mandarin.
Locally Owned and Operated
Get the help you need fast. Don't settle for card processing with an 800 number for customer support. When a need arises, contact one of our skilled local experts who can offer you solutions immediately.
When Time is Money
Fast, Simple Setup
Contact us by phone or email.
Choose your equipment.
Easy terms with no hidden fees.
Responsive customer service.
Book a Consultation with Us
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Merchant Services Payment Solutions
FMS is a reseller of Clover™ business management solutions. Clover combines flexible, scalable point-of-sale software, more than 300 apps, and a variety of hardware options (Station, Mini, Mobile and Flex) to deliver the most powerful, yet affordable, business management solutions in the industry. For customers not yet looking for a smart terminal or a full business management solution. Florida Merchant Services also offers a wide variety of traditional, EMV-compatible terminals, all at excellent prices.
IN-HOUSE CHARGEBACK TEAM
We assist retailers to recoup their hard-earned cash. We are well-versed in the intricacies involved with interacting with various networks and issuers, and we stay current as the industry changes and evolves.
FREE LOANER EQUIPMENT
Florida Merchant Services partners with Clover Payment Solutions to offer our customers free (basic) equipment. Our team of professionals will install and maintain your card reader at no cost to you. Contact us today to learn more about the card processing options that will best suit the needs of your business.
State of the Art Credit Card Processing
We are the Orlando, FL technology leaders in POS systems. We work closely with our providers to ensure our customers have the most up-to-date equipment. When it's time for an update, a local representative will work with you for a seamless transition.
Lowest Rate Card Processing in Orlando, FL
You'll never have to shop for rates again with the Florida Merchant Services lowest rate card processing solutions. Nobody can beat our rates, and our outstanding customer service will make you a lifelong customer.
Join the thousands of other small business owners who have discovered FMS and switched to the lowest rate credit card processing for small businesses.
Excellent Rates for Small and Mid-Sized Businesses
We understand that running a business is expensive and time consuming. We guarantee that our rates are the lowest available in Orlando, FL. We go the extra mile to keep costs low for our clients while expanding their credit capability.
More Satisfied Customers than any other Merchant Processing Service in Orlando, FL.
Our local skilled team is here to help you every step of the way. Making your business better is our priority.

"Jamaar is a professional at his job. Honesty from day one. I waited a good while before writing a review just in case my service dropped off. The service became better as time went on. Jamaar always answers his phone and is always eager to help when needed. To me, Jamaar is the face of Florida Merchant Services. Lucky to have him."
Autoplexx

"Professional, knowledgeable and reliable service! The Florida Merchant Services team is always available for their customers and backed with extensive experience and resources. As a business owner & customer, there is no other organization I would rather have and trust with my merchant processing. I recommend FMS to all my clients!"
Jackie C

“Florida Merchant Service was there at a time we needed the most. We are by all means indebted to them for their fast assistance, support and efforts to keep our business open and thriving during such a crucial time. ”
Sam Bassam
Virtual Terminals
Our Virtual Terminal provides all of the same great features as the eCommerce integration via the merchant web-portal. Sign in and run your business by collecting payments over the phone or through the mail all while using our Virtual Terminal to manage all of your processing in a secure and organized way.
Low-Risk, Medium-Risk, High Risk Card Processing
High-risk? Give us a call for details on how to lower your costs
Because we are a skilled and reputable payment processor, we make sure all customers benefit from the lowest possible rates and the best terms for merchant accounts and credit card processing in the Central Florida market.
Florida Merchant Services meets with each and every business owner to learn how to best serve their unique needs.
Meet Our Family
Because of the close relationship we foster with our customers, we refer to them as our family. With over 20 years of combined industry experience within our leadership in the payment space, we are truly experts when it comes to credit card processing.
FAQS
Here are answers to some common questions.
Florida Merchant Services offers a full range of merchant services merchant services merchant services services to our merchants. We are an authorized Clover Business Management solutions. We offer merchant services solutions for end-to-end payments, data, and financial management. Our merchant services equipment and service offers the financial technology platform that will help you achieve your goals quickly.
Florida Merchant Services merchant services allows you to accept payments, protect your revenue from chargebacks, and control your business' finances from one convenient location. We offer prompt set up so you can begin merchant services within a few business days. Don't wait, call today to get started!
